Short Term Rental (Airbnb) Lending Simplified
As real estate investors and entrepreneurs, we understand how frustrating it can be to secure financing for short-term rentals when traditional lenders don’t align with your goals. That’s why we created BNB Lending—to offer investor-friendly financing solutions tailored for both short-term and long-term rentals. Ready to scale your real estate portfolio with a lender that truly understands your needs? Let’s make it happen!
Our Process
PREPARATION
BNB Lending will provide you with a clear checklist to help you gather the necessary documents, ensuring a smooth and efficient submission to the underwriting team for processing.
UNDERWRITING
After submitting your initial paperwork, your dedicated account executive will order the appraisal, and the underwriting team will begin their comprehensive review process.
FUNDING
Complete your paperwork, finalize the required documents, sign the agreement, and seal the deal with confidence and ease! Your funding will be released shortly after without delay.
Our Preferred Short Term Rental Lending Partner
Thinking about investing in short-term rentals but finding it tough to manage or finance? You’re not alone—many lenders don’t fully understand the unique needs of this strategy. That’s where we come in! Our specialized rental loans are designed to help investors like you succeed with Airbnb properties, VRBO rentals, and vacation homes.
Let’s make your investment vision a reality—ready to get started?
Investors looking to grow their rental and investment property portfolios need flexible financing—not a one-size-fits-all approach. We provide tailored solutions that empower you to scale on your terms.
In collaboration with our capital partners, we created a program that evaluates loan approvals based on a property's income rather than the investor’s personal finances. This eliminates the hassle of DTI restrictions and opens up endless growth opportunities. Our loan process is simple, efficient, and doesn’t require tax returns or personal income statements.
Loan Programs
Secure funding with tried-and-true loan options offering competitive rates and reliable terms for homebuyers and investors seeking long-term financial growth.
Explore flexible financing options for purchasing a second home, whether for vacation, investment, or personal use. Our tailored loans make owning your ideal property easier than ever.
Debt Service Coverage Ratio (DCSR) loans—designed to help real estate investors secure funding based on the income potential of their properties, not personal financials.
Secure the financing you need with hard money loans, designed for real estate investors looking for fast, straightforward funding. Based on the value of your property, offering flexibility without the complexity of traditional financing.
A HELOC provides flexible, revolving credit—borrow, repay, and reuse as needed. Ideal for home renovations, debt consolidation, or surprise expenses, all while leveraging the equity in your home for ongoing access to funds.
Leverage private financing to access fast, flexible funding tailored to your project’s needs. Ideal for real estate investors, it offers quicker approvals and terms designed to match your investment strategy. Get capital fast—no red tape.
Tailored financing solutions to help you invest in and grow your STR properties with ease. Get competitive rates, fast approvals, and expert support to make your rental business a success.
With competitive rates and quick approvals, we provide financing designed to help you get your new construction project off the ground and completed smoothly, on time, and within budget.
Turn distressed properties into desirable homes with our specialized financing for Fix-n-Flip ventures. Enjoy competitive rates and fast approval to keep your projects on track and profitable.
We understand what matters to investors
Transparency
We keep things simple—clear communication without any confusion or unnecessary jargon. Unlike traditional banks, we avoid complicated terms and hidden fees.
Common Sense
We streamline financing by focusing on three core factors: the property’s income, your FICO score, and your liquidity. No hassle, no complicated steps—just a simple, investor-focused approach.
Versatility
We also provide financing for long-term rentals, primary residences, rehabs, remodels, construction projects, and BRRRR take-outs, designed to align with various investment strategies.
Privacy & Protection
We know that for investors, protecting assets and identity is crucial. That's why we provide corporate entity options in addition to individual solutions, offering complete protection.
WHERE WE LEND
Lending Map
We offer lending services in all
50 states!
Unlock the full potential of your short-term rental (STR) with
BNB Lending, the trusted partner for property investors. From scaling your portfolio to securing your first Airbnb, we offer customized loan solutions designed for growth. With quick approvals, competitive rates, and deep industry expertise, we make STR financing simple and hassle-free. Let BNB Lending help transform your rental goals into profitable ventures.
How to qualify
To obtain a quote, we will need the following information:
Property Value and
Purchase Price
Down Payment
Amount
Credit Score
Don’t see your question answered here?
We’re here to help. Fill out our contact form and we will get back to you with more information.
