GET QUOTED WITH CONFIDENCE
Are you looking to purchase a Short Term Rental Investment Property? Check the projected income of the property using the tool above and be sure to add it to your request for a quote. On our Short Term Rental Loan Program we can use the projected income to qualify your purchase or refinance loan.
Qualify for a mortgage using the property’s income instead of your own. 75% to 80% LTV on Purchase and Refinance.
BNB Calculator
📘 How to Use the BNB Calculator
Use this calculator to estimate the financial performance of a property you're considering as a short-term rental. Just enter the details below to see your potential cash flow, cap rate, and return on investment.
📝 What You'll Need:
- Home Price – from listings or your budget
- Down Payment % – what you plan to put down (e.g. 20%)
- Interest Rate – from your lender or current market rates
- Loan Term – usually 15 or 30 years
- Monthly Rental Income – estimate based on Airbnb or rental comps
- Monthly Expenses – taxes, insurance, maintenance, HOA, etc.
📊 What You'll See:
- Loan Amount – the amount you'd be financing
- Monthly Mortgage Payment – your estimated monthly loan cost
- Monthly Cash Flow – income after mortgage and expenses
- Cap Rate – income return based on property value
- Cash-on-Cash Return – ROI based on your cash invested
